Recent Posts

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Discussions / Re: too many loans. what can be done?
« Last post by asma on July 07, 2017, 01:47:50 AM »
Hi, If you have too many loans then definitely you need to take debt consolidation loan. It would be less burden for you comparatively.  check this it might help you with the banks.
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Discussions / too many loans. what can be done?
« Last post by sarah on July 07, 2017, 01:14:41 AM »
Hi, I have 3 credit cards from different banks and one car loan. It is being really hard to pay monthly interests. I have been suggested for debt consolidation. Any suggestions on that?
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Discussions / Re: What are the best uses of Credit card?
« Last post by asma on July 05, 2017, 01:49:37 AM »
Hi, there are many uses of a credit card if you use it properly. You can get gifts, discounts on particular cards. All the benefits can be availed only when you use it properly. If you want for online shopping then Arab Bank and Dubai Islamic Bank provides internet credit card which can be used only for online shopping.
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Discussions / Re: Life Insurance in Dubai
« Last post by asma on July 05, 2017, 01:38:10 AM »
Hey, There are many companies which provide Life Insurance. Try ADCB or ADIB. They have many good benefits and there is nothing like requirements for life insurance you just need to be of particular age.
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Discussions / Re: salary certificate compulsory?
« Last post by asma on July 04, 2017, 07:40:16 AM »
Hi, Yes for a personal loan or any kind of loan you need to submit your salary certificate as a mandatory document.  No bank accepts ypur loan application without your salary certificate even though you have bank statements. check this it has more details.
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Discussions / salary certificate compulsory?
« Last post by sarah on July 04, 2017, 05:43:02 AM »
Is it compulsory to have a salary certificate for a personal loan?
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Discussions / Re: How can I apply for a credit card my salary 3000 dirhams
« Last post by asma on July 04, 2017, 01:40:01 AM »
Hi,
For your salary you can't get a credit card. Minimum salary needed for a credit card is 5000. But there are some banks like Arab Bank, Dubai Islamic bank which provides internet credit card which can be used only for online shopping and there is no minimum salary.
http://www.mymoneysouq.com/cards/compare-credit-cards-uae see this for more informartion
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Discussions / Re: what is minimum interest rate for a personal loan in dubai
« Last post by asma on July 04, 2017, 01:34:45 AM »
Hi, Personal loan interest depends on the bank. Banks like Noor Bank provides for 2% and the highest being 20% by FGB bank. Banks like Dubai Islamic Bank, RAK Bank provides personal loan for minimum salary 3000 AED but the interest rates starts from 11% and 6% respectively.  see this you will understand better.
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Discussions / Re: how to transfer credit from Etisalat to DU?
« Last post by asma on July 01, 2017, 06:06:38 AM »
Hi, You need to dial *121# and follow instructions or check this they have another way.
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Discussions / how to transfer credit from Etisalat to DU?
« Last post by sarah on July 01, 2017, 06:02:54 AM »
Hi, How can I transfer my phone credit to my friend DU connection?
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